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<urlset
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  xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
>
  <!-- 1. Primary Public Landing Page & Product Showcase -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/dashboard-desktop.png</image:loc>
      <image:title>DebtSync — Peer-to-Peer Ledger &amp; Live Interest Dashboard</image:title>
      <image:caption>Real-time peer-to-peer debt ledger, live APR interest ticker, and net position command center.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/analytics-desktop-scrollup.png</image:loc>
      <image:title>DebtSync — Server-Calibrated Network Trust Score (300–850) &amp; Analytics</image:title>
      <image:caption>4-pillar server-calibrated Network Trust Score, 6-month liquidity forecast, and repayment velocity.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/directory-desktop.png</image:loc>
      <image:title>DebtSync — Counterparty Directory &amp; Peer Trust Profiles</image:title>
      <image:caption>Peer network directory with verified badges, shadow profile merging, and per-contact net balances.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/debt-detail-upscroll-desktop.png</image:loc>
      <image:title>DebtSync — Bilateral Agreement Detail &amp; Verified Repayment History</image:title>
      <image:caption>Detailed ledger view with continuous interest accrual, verified repayment receipts, and QR settlement.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/split-bill-mobile.png</image:loc>
      <image:title>DebtSync — Equal &amp; Custom Group Split Bills</image:title>
      <image:caption>Split group bills across multiple peers with automatic per-member ledger generation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/share-public-mobile.png</image:loc>
      <image:title>DebtSync — Read-Only Public Share Receipt with Privacy Masking</image:title>
      <image:caption>Cryptographic public share receipt with masked emails and verified ledger proof.</image:caption>
    </image:image>
  </url>

  <!-- 2. Application Dashboard -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/dash</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/dashboard-desktop.png</image:loc>
      <image:title>DebtSync — Live Portfolio Dashboard</image:title>
      <image:caption>Real-time peer-to-peer ledger, active debt balances, daily interest accrual tickers, and settlement controls.</image:caption>
    </image:image>
  </url>

  <!-- 3. Transactions & Ledgers -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/transactions</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/debt-detail-upscroll-desktop.png</image:loc>
      <image:title>DebtSync — Transactions &amp; Ledgers</image:title>
      <image:caption>Search, filter, and audit all peer-to-peer debts, loans, repayments, and historical receipts.</image:caption>
    </image:image>
  </url>

  <!-- 4. Counterparty Directory -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/directory</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/directory-desktop.png</image:loc>
      <image:title>DebtSync — Peer Directory &amp; Counterparty Balances</image:title>
      <image:caption>Manage contacts, peer trust connections, counterparties, and bilateral net balances.</image:caption>
    </image:image>
  </url>

  <!-- 5. System Analytics & Trust Score -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/analytics</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/analytics-desktop-scrollup.png</image:loc>
      <image:title>DebtSync — Network Trust Score &amp; Liquidity Forecast</image:title>
      <image:caption>Server-calibrated Network Trust Score (300-850), repayment velocity, cashflow forecasts, and debt distribution insights.</image:caption>
    </image:image>
  </url>

  <!-- 6. User Settings & Preferences -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/settings</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 7. Authentication: Sign Up -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/signup</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- 8. Authentication: Sign In -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/login</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 9. Sample Public Share Receipt -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/share?id=81d9115e-d237-49eb-8be5-16bb3a9ea408&amp;token=gsh_hitjra5bqn7dy2tsdf</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://debt-sync.satya-nayak.dev/screenshots/share-public-mobile.png</image:loc>
      <image:title>DebtSync — Verified Public Share Receipt</image:title>
      <image:caption>Masked email verification, cryptographic proof, and QR code repayment ledger receipt.</image:caption>
    </image:image>
  </url>

  <!-- 10. Public Share Receipt Gateway -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/share</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 11. Bilateral Agreement Acceptance Portal -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/accept</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 12. Support, Feedback & Bug Reporter -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/contact</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- 13. Privacy Policy (India DPDP Act Compliance) -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/privacy</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- 14. Terms of Service -->
  <url>
    <loc>https://debt-sync.satya-nayak.dev/terms</loc>
    <lastmod>2026-11-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
</urlset>
